LUUP ONE · WALLET FLOW

LUUP One Wallet
& Payout Flow

How merchants fund campaigns, how users earn, and how payouts are released.

Cash flow diagram
Money flow Condition
01 · SOURCES02 · MERCHANT03 · APPROVAL04 · USER05 · OUTReserveCommissionDeductRewardCreditUnlock
StripeTop-up
Bank TransferTop-up
Merchant WalletFunded · ReservedAVAILABLE$12,480RESERVED$3,200
Mission ReserveFunds locked
Sale ApprovedValidation passed
LUUP 4.5% FeeOn generated revenue
User WalletPending → AvailableAVAILABLE$18.50UNLOCK AT$25.00
LUUP Revenue
$25 ThresholdUnlocks withdrawal
Payout ReleasedStripe · PayPal · Bank
Source
Stripe · Bank
Merchant Wallet
Funded · Reserved
Approval Stage
Reserve · Sale · Fee
User Wallet
Pending → Available
Payout
Stripe · PayPal · Bank
The 5 stages
01

Activate

Merchant signs up, adds a card and activates LUUP One in the sandbox.

  • Create account
  • Add card
  • Activate One
02

Top Up

Merchant funds the wallet via Stripe (instant card) or ACH / bank transfer for larger amounts.

  • Stripe card
  • Bank transfer
03

Earn

Users earn from approved missions, tracked sales, and 4-degree royalties — deducted from merchant wallet.

  • Missions
  • Commissions
  • Royalties
04

Available

Approved rewards leave pending and become withdrawable in the user wallet, net of the 4.5% LUUP fee.

  • Pending → Cleared
  • Net of fee
  • Wallet credit
05

Payout

Once balance hits $25, the user cashes out to Stripe, PayPal, or bank — single tap from the wallet.

  • $25 threshold
  • Stripe / PayPal / Bank
  • Email receipt
Worked examples

Sale · $100 order

Commission
$10
$4.5
Merchant retains $85.50
User commission LUUP fee
Deducted from merchant wallet
$14.50
User receives
$10.00
LUUP receives
$4.50

Mission · $20 reward

Threshold
$20.00 earnedNeed $5 more
$0$25 unlock
Reward credited
$20.00
Available balance
$20.00
Withdrawable at
$25.00
Merchant
SandboxSubscribedLive
Wallet
FundedReservedLow BalanceTop-Up Required
Earnings
PendingApprovedAvailableWithdrawable
Payout
RequestedProcessingPaidFailed
LUUP One · Wallet & Payout Flow · For Stewart, finance, product & engineering